Family & Legacy Planning
Align your wealth with the people, values, and causes that matter most
Family and legacy planning is about more than numbers — it’s about protecting loved ones and ensuring your hard work supports their future across multiple generations. We’re honored to often walk alongside families for 20–30 years or more, stewarding parents, children, and even grandchildren as they learn to live their legacy, not just leave it.
Explore Key Family and Legacy Planning Topics
Practical Guidance for Estate, Education, and Charitable Goals
Family and legacy planning weaves together legal documents, financial strategies, and shared values into a cohesive, multi-generational plan. Many clients ask us to help support their children and grandchildren as their lives unfold, and our process and infrastructure are built to foster continuity across 2–3 generations. The pages below expand on the core areas that help you provide for your family and shape the legacy you live now and pass forward later.
Estate & Gifting Strategies
This page explains how wills, trusts, and structured gifting work together to direct your assets exactly where you want them to go. It also explores ways to minimize tax impact and simplify inheritance for your family.
Education Planning
Learn how to fund education for children or grandchildren while still protecting your own long-term financial security. This resource covers savings vehicles, contribution strategies, and how education fits into your broader plan.
Charitable Planning
Explore options for incorporating philanthropy into your long-term strategy, from simple gifts to more structured vehicles. This page shows how charitable giving can reflect your values while supporting tax and estate planning goals.
Planning for Your Family’s Future
Living a Legacy, Not Just Leaving One
For us, family and legacy planning is as much about how you live today as what you pass on tomorrow. We help you clarify your priorities for children, grandchildren, and even aging parents, then translate those priorities into coordinated strategies for estate planning, gifting, education, insurance, and long-term care. Our multi-generational process means we’re equipped to sit at the table with your family—guiding conversations, educating younger generations, and keeping everyone aligned around shared values and goals. Over time, this continuity allows us to understand your family’s story deeply and respond as life unfolds across 2–3 generations. The result is a living legacy: one where wealth supports stronger relationships, better decisions, and a sense of purpose that outlasts any single generation.
Common Questions About Family & Legacy Planning
Your Estate, Gifting, and Legacy Questions, Answered
How can I leave a financial legacy for my children?
Leaving a financial legacy starts with a clear estate plan and an understanding of what you want your wealth to do for your family. Wills, trusts, and properly structured beneficiary designations help ensure assets transfer smoothly and according to your wishes. You can also use lifetime gifting strategies to support children or grandchildren during your lifetime, such as helping with education or a first home. A coordinated plan lets you provide support in a way that is thoughtful, tax-aware, and aligned with your long-term goals.
What is involved in estate planning for families?
Estate planning generally includes drafting or updating wills, powers of attorney, healthcare directives, and often trusts, depending on your situation. It also involves reviewing account titles and beneficiary designations to ensure they match your intentions. For many families, coordinating with an estate attorney, tax professional, and financial advisor creates a more complete and efficient plan. The goal is to protect your loved ones, minimize complications, and preserve as much of your estate as possible for the people and causes you care about.
How do I balance helping my children now with saving for my own retirement?
It’s natural to want to support your children, but doing so at the expense of your own security can create stress later. We help you determine what you can comfortably give by analyzing your retirement needs first, then layering in education or gifting goals. Structured approaches, such as setting specific contribution targets or using dedicated accounts, help create healthy boundaries. This balance supports both your future and your family’s near-term opportunities.
What is generational wealth transfer, and why does it matter?
Generational wealth transfer refers to passing assets, values, and opportunities from one generation to the next. It matters because thoughtful planning can help preserve wealth, reduce taxes, and provide clarity and stability for your heirs. Without a plan, families may face unnecessary legal complexity, conflict, or unintended outcomes. By planning ahead, you can shape how your wealth supports children, grandchildren, or charitable causes over time.
How often should I review my family and legacy plan?
Your legacy plan should be reviewed whenever you experience major life changes such as marriages, divorces, births, deaths, or significant financial events. It’s also wise to revisit your plan periodically, even without major changes, to account for evolving tax and estate laws. Regular reviews help catch outdated beneficiaries, misaligned documents, or shifting goals early. With ongoing oversight, your legacy continues to reflect who you are and what you want for your family.
