Why Certior Financial
When it comes to your investments, the financial planner you choose can make the difference between you working hard for your money, or your money working hard for you. Our goal is to help you achieve your financial dreams; whether you’re dreaming of a comfortable retirement, enjoying your grandchildren, traveling or enjoying your hobbies, we can help you plan for that special time in your life!
What makes us different is our …
PERSONALIZED SERVICE - We pride ourselves on taking the time to sit down with you and learn what is important to you and your family. We will create and walk you through a personalized plan that revolves around your needs. We will take the time to make sure you are informed and understand why we are making specific recommendations for you. We are here to consult with you, not sell to you.
HOLISTIC PLANNING - We take a holistic approach to your situation. We know you are more than numbers on a page. We look at your entire financial picture, your true wealth, and help you plan for all facets of your financial journey. We consider and look to maximize risk mitigation, tax planning, estate planning, investment planning, education planning, retirement planning and the other parts of your story.
GOALS BASED PLANNING PROCESS - We know you ultimately want to know “am I okay?” The answer to that question is important to your, dreams, aspirations, and goals. That is why we take the time to analyze your resources in relation to your goals and give you a definitive answer. Our clients receive a customized financial plan tailored to their individual circumstances with ongoing updates.
INDEPENDENT UNBIASED ADVICE - Our recommendations are not handed down to us from a larger corporate entity that may have a vested interest in a certain product or investment. They come from our experienced and knowledgeable advisors who have taken the time to vet the strategy or investment through a rigorous due diligence process.
MONITORING YOUR PROGRESS – Your advisor and you can monitor your progress to achieve success. To make sure you are on track, your advisor provides individualized quarterly and annual reviews, where we can adjust your plan to make sure you stay on target. Of course, you will have access to a secure client dashboard where you can view all your accounts in one place!
TEAM BASED APPROACH - Our advisors and service personnel all work with each other and share ideas freely and openly. We have found that this team-based approach is the best way to achieve your goals and provide continuity so that knowledge is not concentrated in any one “silo.” You still have a dedicated “coach” who is surrounded by a team focused on your needs.