Disclosures

Form CRS

On June 5, 2019, the Securities and Exchange Commission adopted new rules
requiring all SEC-registered investment advisers and broker-dealers with retail
clients to create a new Form ADV, Part 3, also known as a Client Relationship
Summary (Form CRS). The new Form CRS plays a role in the SEC’s
broader efforts to protect investors and to help inform the differences between
registered Investment Advisor's and Broker Dealer's.

Form CRS - as of 6/23/2020

ADV 2A, ADV 2B & Privacy Notice

Pursuant to the Investment Advisors Act of 1940 and relevant state
regulations, we are required to offer and provide to you annually a
copy of our current Form ADV Part 2A and Part 2B, as well as our
privacy policy. Form ADV Part 2A (also known as the “brochure”)
describes the investment advisory services we provide to our clients,
as well as any conflicts of interest or other business practices that
are inherent to your relationship with our firm. Form ADV Part 2B
(also known as our “brochure supplement”) provides detailed
information about Certior Financial Group’s advisory personnel.

ADV Part 2A, 2B & Privacy Notice - as of 3/20/2020